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HR Software (HRIS)

Gusto: features, pricing and who it fits

Checked October 24, 2026 · gusto.com

Payroll comes first in Gusto, with tax filing, benefits and light HR tools around it for small US businesses. The bill is a monthly base plus a fee for each person. G2 users score ease of use 9.5 of 10, but global payroll and advanced identity controls are absent.

Who Gusto is for

Best for

  • Small US businesses of 1 to a few dozen people wanting simple setup
  • Companies that pay a mix of W-2 employees and 1099 contractors

Look elsewhere if

  • Large enterprises needing SCIM or deep identity controls
  • Companies that need global payroll

Fit by company size

Category1-10 people11-50 people51-500 people500+ people
HR Software (HRIS)Strong fitStrong fitWorkablePoor fit
Payroll SoftwareStrong fitStrong fitNo dataPoor fit

Strong fitWorkablePoor fitNo data from the vendor

Gusto features

Core HR and employee records
Employee records and self-onboarding on all plans (basic)
Payroll integration or built-in payroll
Built-in payroll is the core product
Onboarding and offboarding workflows
Employee self-onboarding on Simple; hiring and onboarding tools on Plus
Time off and attendance
Basic PTO on Simple; time and PTO tracking on Plus
Pricing model and transparency
Base fee plus per-person fee per plan
Target company size
Small businesses (about 84% of G2 reviews)
Pricing model
Base fee plus per-person fee per plan
Tax filing and compliance
Automatic federal, state and local filing on all plans
Multi-state payroll
Plus and Premium; Simple is single-state
Time tracking and PTO
Plus adds time tracking and PTO
Contractor and 1099 payments
Contractor Only plan $35 + $6 per contractor

Gusto pricing

PlanPriceUnitNotes
Simple$49 + $6per month + per person per monthSingle-state payroll, auto tax filing
Plus$80 + $12per month + per person per monthMulti-state payroll, time tracking, hiring tools
Premium$180 + $22per month + per person per monthHR guidance, same-day and instant pay
Contractor Only$35 + $6per month + per contractor1099-only businesses

Prices as listed on gusto.com/product/pricing. Some Gusto guides list Premium as custom. Active employees only are billed.

Prices as published by Gusto on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.

Pros and cons

What users like

  • Ease of use (9.5 of 10 on G2)
  • Quick setup and onboarding

Common complaints

  • Support rated slightly behind some competitors

Worth knowing before you buy

  • Multi-state payroll only starts on Plus ($80 + $12)
  • Simple's price excludes benefits costs and add-ons
  • SAML SSO is not self-service: reportedly enabled via Gusto support, and SCIM is reportedly unavailable (third-party Stitchflow)
  • Billing counts only active employees
  • Contractor-only businesses have their own $35 + $6 plan

Gusto alternatives

Sources