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Payroll Software

OnPay: features, pricing and who it fits

Checked October 24, 2026 · onpay.com

OnPay sells one plan with unlimited pay runs and federal, state and local tax filing included. Workers can be paid in any number of states without extra charges. Health, workers' comp and 401(k) are add-ons, and third-party integrations are limited.

Who OnPay is for

Best for

  • Small businesses and accounting-firm partners
  • Multi-state small teams needing included filings

Look elsewhere if

  • Teams needing deep third-party integrations
  • Larger employers

Fit by company size

Category1-10 people11-50 people51-500 people500+ people
Payroll SoftwareStrong fitStrong fitPoor fitPoor fit

Strong fitWorkablePoor fitNo data from the vendor

OnPay features

Pricing model
Base plus per worker
Target company size
Small business (97.7% of G2 reviews)
Tax filing and compliance
Federal, state and local filings included
Multi-state payroll
Pay workers in any number of states, no extra fee
Accounting integrations
not confirmed by the vendor
Time tracking and PTO
Time tracking add-on $15 + $4 per worker
Benefits administration
Health, workers comp and 401(k) as add-ons, pay only premiums
Contractor and 1099 payments
1099 forms included; contractor pricing not listed

OnPay pricing

PlanPriceUnitNotes
Payroll Essentials$49base/month + $6 per workerUnlimited pay runs, federal/state/local filings, W-2 and 1099
HR$15base + $2 per worker
HR + Time Tracking$21base + $4 per worker
Bundled HR$71base + $1 per workerPayroll+HR
Bundled HR + Time Tracking$81base + $4 per worker
Time Tracking$15base + $4 per workerStandalone

Page headline 'starts at $55 per month' = $49 + one worker. No implementation or integration fees. Contract terms not stated on page.

Prices as published by OnPay on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.

Pros and cons

What users like

  • Responsive support
  • Handles taxes and forms
  • Straightforward setup

Common complaints

  • Limited third-party integrations (TechRepublic)
  • No built-in time tracking in base (Merchant Maverick, older)

Integrations, security and hosting

Implementation
No implementation fees stated

Worth knowing before you buy

  • Single published price: $49 + $6 per worker with unlimited runs
  • Multi-state included at no extra fee
  • No implementation or integration fees
  • Partner program: 15% revenue share for accounting firms

OnPay alternatives

Sources