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POS Systems

SumUp: features, pricing and who it fits

Checked October 24, 2026 · sumup.com

SumUp began as a card reader company and now sells a POS Lite plan at $0 per month with flat processing rates. It targets market stalls and micro businesses. Larger retailers and full-service restaurants will find it too light, especially for deep inventory work.

Who SumUp is for

Best for

  • Micro-merchants and market stalls wanting no monthly fee
  • Businesses wanting simple flat-rate processing

Look elsewhere if

  • Larger multi-location retailers or full-service restaurants
  • Merchants needing deep inventory

Fit by company size

Category1-10 people11-50 people51-500 people500+ people
POS SystemsStrong fitWorkablePoor fitPoor fit

Strong fitWorkablePoor fitNo data from the vendor

SumUp features

Hardware and terminals
POS Lite Register plus Solo reader $499 bundle
Payment processing terms
2.6% + 10c in person; 3.5% + 15c eCommerce
Pricing model
No monthly fee plus flat processing plus hardware
Target company size
Micro and small

SumUp pricing

PlanPriceUnitNotes
POS Lite$0per month2.6% + 10c in person; 3.5% + 15c online; 3.5% + 10c/15c keyed

Prices as published by SumUp on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.

Pros and cons

What users like

  • Fast, simple payments
  • Friendly interface

Common complaints

  • Customer service

Worth knowing before you buy

  • G2 shows only 6 reviews; Capterra lists SumUp Air at 4.5 from 1,470
  • Contract: mobile reader month-to-month, POS plans 12-month

SumUp alternatives

Sources