SaaSBid.io

Invoicing Software

PayPal Invoicing: features, pricing and who it fits

Checked October 24, 2026 · paypal.com

Invoices live inside a PayPal business profile, with no subscription fee and a charge of 2.99% plus $0.49 on each card payment. Recurring invoices and automatic reminders are included, and 24 currencies work. Accounting, time and expense tracking are missing.

Who PayPal Invoicing is for

Best for

  • Freelancers whose clients already pay through PayPal
  • Occasional invoicing across currencies

Look elsewhere if

  • Businesses wanting low payment fees
  • Teams needing accounting, time or expense tracking

Fit by company size

Category1-10 people11-50 people51-500 people500+ people
Invoicing SoftwareStrong fitStrong fitNo dataNo data

Strong fitWorkablePoor fitNo data from the vendor

PayPal Invoicing features

Recurring invoices and subscriptions
Recurring invoices or templates
Online payment acceptance
PayPal, Venmo, cards, Apple Pay, Pay Later, ACH
Automated payment reminders
Automatic reminders
Sales tax and multi-currency
24 currencies in 200+ markets
Pricing model and transparency
Per transaction fees only
Target company size
Freelancers and small businesses

PayPal Invoicing pricing

PlanPriceUnitNotes
InvoicingNo monthly feeper transactionPayPal/Venmo 3.49% + $0.49; cards and Apple Pay 2.99% + $0.49; Pay Later 4.99% + $0.49; ACH 1% capped at $10

International fixed fee varies by currency.

Prices as published by PayPal Invoicing on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.

Pros and cons

What users like

  • Easy to use and set up
  • Clients trust and already use PayPal

Common complaints

  • Transaction fees feel high
  • Few billing features beyond invoices

Worth knowing before you buy

  • Invoice payment fees: card 2.99% + $0.49 vs PayPal balance 3.49% + $0.49
  • ACH via Pay by Bank costs 1% capped at $10
  • Supports 24 currencies

PayPal Invoicing alternatives

Sources