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Accounting Software

QuickBooks Online: features, pricing and who it fits

Checked October 24, 2026 · quickbooks.intuit.com

Intuit's QuickBooks Online comes in four paid tiers limited to 1, 3, 5 or 25 users, opening at $38 monthly. Accountants widely recognize it, and plenty of apps plug in. Reviewers point to several list-price rises.

Who QuickBooks Online is for

Best for

  • Small businesses that work with an outside accountant who already uses QuickBooks
  • Teams that want a wide third-party app ecosystem
  • Businesses needing inventory, projects and budgeting on the Plus tier

Look elsewhere if

  • Companies needing SAML SSO with an external identity provider
  • Very small freelancers watching cost, since list prices rose in 2025

Fit by company size

Category1-10 people11-50 people51-500 people500+ people
Accounting SoftwareWorkableStrong fitWorkableNo data
Invoicing SoftwareWorkableStrong fitWorkablePoor fit

Strong fitWorkablePoor fitNo data from the vendor

QuickBooks Online features

Invoicing and billing
Invoicing with online payments from Simple Start; Free plan limited to 2 invoices per month; bulk invoice creation in beta on Essentials
Bank feeds and reconciliation
Automated bookkeeping from Simple Start; reconciliation tools listed from Plus; Free plan limited to 1 bank connection
Financial reporting
Top 3 reports on Free, general business reports on Simple Start, enhanced reports on Essentials, custom KPIs and dashboards on Advanced
Expense and bill management
Expense categorization and free ACH bill pay from Simple Start; $0.50 per standard ACH over monthly allotment; Bill Pay Elite listed for Advanced
Payroll and sales tax support
Payroll sold as an optional add-on; pricing not on the pricing page
Accountant access and integrations
2 accountant seats on Simple Start to Plus, 3 on Advanced; integrations not available on Free
Pricing model
Tiered flat price with user caps; no per-user price listed
Target company size
1 to 25 users; Advanced aimed at the upper small business end
Recurring invoices and subscriptions
Not stated on pricing page
Online payment acceptance
QuickBooks Payments, card and ACH; Free plan gets unlimited invoices if you enable Payments
Automated payment reminders
Not stated on pricing page
Sales tax and multi-currency
not confirmed by the vendor
Accounting integration
Native accounting product
Time and expense billing
Employee time added to invoices from Essentials
Branding and templates
Custom lead form on Essentials; not confirmed by the vendor for templates
Reporting and aging
Top 3 reports on Free, general business reports on Simple Start, enhanced reports on Essentials, custom KPIs and dashboards on Advanced
Pricing model and transparency
Tiered flat price with user caps; no per-user price listed

QuickBooks Online pricing

PlanPriceUnitNotes
Free$0/month1 user2 invoices per month, 1 bank connection, no integrations or mobile app per pricing page
Simple Start$38/month1 userPromo shown on page: 50% off for 3 months
Essentials$85/month3 usersPromo shown on page: 50% off for 3 months
Plus$140/month5 usersInventory, budgeting, project profitability
Advanced$340/month25 usersCustom user permissions, workflows, batch invoices, priority support

The vendor pricing page currently shows $38/$85/$140/$340. Third-party reports (Woodard, NerdWallet) list $38/$75/$115/$275 after the July 2025 increase, so a further increase after mid-2025 is likely but not confirmed in a vendor notice.

Prices as published by QuickBooks Online on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.

Pros and cons

What users like

  • Easy to learn and intuitive for non-accountants
  • Large ecosystem of connected apps and accountant familiarity
  • Cloud access lets owner and bookkeeper work at the same time

Common complaints

  • Repeated price increases and promo-then-list pricing
  • Support quality and billing issues reported by some reviewers
  • User caps force a jump from Plus (5 users) to Advanced (25 users)

Worth knowing before you buy

  • Users are capped by plan (1/3/5/25), so a 20-person team has to buy Advanced at $340/month on the vendor pricing page
  • Third-party sources and Intuit's own notice documented a list increase effective July 1, 2025 (Simple Start $35 to $38, Essentials $65 to $75, Plus $99 to $115, Advanced $235 to $275)
  • Community answers and a ThreatLocker post state QuickBooks Online does not support SAML SSO with external identity providers; Google sign-in is the alternative
  • The Free plan appeared on the pricing page with 2 invoices per month and no integrations
  • Introductory promo is shown as 50% off for 3 months on the vendor pricing page; 2025 sources describe 90% off for 3 months, so promo terms rotate

QuickBooks Online alternatives

Sources