Expense Management Software
Bill Spend & Expense: features, pricing and who it fits
Note: Divvy is now BILL Spend & Expense
Divvy is now BILL Spend & Expense, with no per-user software fee because the vendor earns on card interchange. Physical and virtual cards are issued through a bank partner. AI categorizes expenses, budgets and approvals are built in, and NetSuite, Sage Intacct, QuickBooks and Xero are supported.
Who Bill Spend & Expense is for
Best for
- SMBs wanting no software fees and a charge card
- Existing BILL AP/AR customers
Look elsewhere if
- Teams that do not want a card or credit line
- Buyers needing confirmed SSO
Fit by company size
| Category | 1-10 people | 11-50 people | 51-500 people | 500+ people |
|---|---|---|---|---|
| Expense Management Software | Strong fit | Strong fit | Workable | No data |
Strong fitWorkablePoor fitNo data from the vendor
Bill Spend & Expense features
- Pricing model
- No per-user fee; card based
- Receipt capture and OCR
- AI auto-categorization and receipt matching
- Approval workflows and policy controls
- Budgets, approval workflows, spend controls
- Corporate cards
- Physical and virtual BILL Divvy cards, bank-partner issued
- Accounting integrations
- NetSuite, Sage Intacct, QuickBooks, Dynamics, Xero
- Reimbursements and payments
- Reimbursements and payments, rewards
- Travel and mileage tracking
- Travel platform in development per page
Bill Spend & Expense pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Spend & Expense | $0 | per user per month | cards, budgets, expenses, mobile app, API; credit lines $1,000 to $5M subject to approval |
Fees apply for some payments (e.g. 2.9% card payments, $0.59 ACH, $1.99 check) in BILL pay flows.
Prices as published by Bill Spend & Expense on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.
Integrations, security and hosting
Worth knowing before you buy
- Rebranded from Divvy to BILL Spend & Expense
- $0 per user but tied to card usage and credit approval
- Spend & Expense Partner plan is free for accountants and their clients
- SSO is listed only for AP & AR Corporate/Enterprise; Spend & Expense unconfirmed
