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Expense Management Software

Ramp: features, pricing and who it fits

Checked October 24, 2026 · ramp.com

Ramp ships a corporate card together with spend controls, and its Free plan at $0 includes the card. Plus adds approval workflows for $15 per user monthly along with a platform fee based on team size. Users like receipt matching and sync, though some report slow support and QuickBooks snags.

Who Ramp is for

Best for

  • Companies that want cards, expenses and AP in one tool and are fine adopting its card
  • Teams that want a free entry tier with QuickBooks Online or Xero

Look elsewhere if

  • Teams that need PO management without the Plus plan (Procurement is Plus or Enterprise only)
  • Buyers who want a standalone procurement tool unconnected to a card program

Fit by company size

Category1-10 people11-50 people51-500 people500+ people
Expense Management SoftwareStrong fitStrong fitStrong fitWorkable
Purchase Order and Approval SoftwareStrong fitStrong fitWorkableWorkable

Strong fitWorkablePoor fitNo data from the vendor

Ramp features

Pricing model
Free plan $0; Plus $15 per user per month plus platform fee by team size
Approval workflows and policy controls
Approval workflows on Plus
Corporate cards
Corporate card included on all plans
Accounting integrations
Free: QuickBooks Online, Xero. Plus: NetSuite, Sage Intacct. Enterprise: Workday, Oracle Fusion
Reimbursements and payments
1099 filing $0.65 per IRS filing, free state filing
Travel and mileage tracking
24/7 phone support for travel bookings on Plus
PO creation and approval
Procurement add-on: PO management, custom intake
Budget control
Budget vs actual tracking on Plus and Enterprise
Invoice matching
3-way match against imported POs and item receipts under AP; also against Ramp POs with procurement; plan tier not clear
Accounting / ERP integrations
Free: QuickBooks Online, Xero. Plus: NetSuite, Sage Intacct. Enterprise: Workday, Oracle Fusion
Price / entry cost
Free; Plus $15 per user per month plus platform fee
Trial / free tier
Free tier plus 30-day Plus trial

Ramp pricing

PlanPriceUnitNotes
Free$0per user per monthCorporate card, basic expense and AP, QuickBooks Online and Xero
Plus$15per user per month plus platform fee by team sizeBudget vs actual, approval workflows, NetSuite and Sage Intacct; 20% off annual; 30-day free trial
EnterpriseCustomWorkday, Oracle Fusion; annual billing

Procurement (PO management, custom intake, card to PO matching) is an add-on on Plus or Enterprise.

Prices as published by Ramp on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.

Pros and cons

What users like

  • Easy expense reporting and automatic receipt matching with real-time alerts
  • Accounting integrations (QuickBooks, Xero, NetSuite) save time at month end close
  • Helpful and responsive customer support in many reviews
  • Efficiency gains from one place for cards, expenses and spend controls

Common complaints

  • Support can be slow to resolve issues and hard to reach a person in some reviews
  • Card-first model: fraud handling can mean replacing the card; sudden limit decisions reported
  • Occasional accounting integration snags, especially QuickBooks rules and memos
  • Authorization holds slow to drop off

Integrations, security and hosting

Worth knowing before you buy

  • PO functions are a paid add-on and need Plus, so the $0 tier has no purchase orders
  • Plus fee has a platform component based on team size that the page does not quantify
  • ERP depth rises by tier: NetSuite and Sage Intacct only from Plus, Workday and Oracle from Enterprise
  • Procurement can match card transactions to POs, tying approval to actual spend
  • GetApp France comparison (a Gartner Digital Markets site) shows 4.9/5 from 220 reviews

Ramp alternatives

Sources