Expense Management Software
Payhawk: features, pricing and who it fits
Payhawk targets European mid-size companies with one platform for cards, expense claims, bill pay and purchasing. Cards are issued in USD, GBP, EUR and other currencies, and employee reimbursements are included. Just the Growth plan for firms under 20 employees has a public price.
Who Payhawk is for
Best for
- UK and EEA companies wanting issued cards (USD, GBP, EUR and more) plus expenses in one tool
- Teams that may add bill pay or procurement modules later
Look elsewhere if
- Teams wanting transparent per-seat pricing (only Growth is published)
- Companies with 20+ employees who want to self-serve without a quote
Fit by company size
| Category | 1-10 people | 11-50 people | 51-500 people | 500+ people |
|---|---|---|---|---|
| Expense Management Software | Poor fit | Strong fit | Strong fit | No data |
Strong fitWorkablePoor fitNo data from the vendor
Payhawk features
- Pricing model
- Flat Growth fee, then module and per-unit quotes
- Target company size
- Growth for under 20 employees; modular for larger
- Approval workflows and policy controls
- Policy and approval controls described as AI-powered process control
- Corporate cards
- Physical and virtual debit cards in USD, GBP, EUR, RON, DKK, PLN, CHF; single-use virtual and metal cards
- Accounting integrations
- ERP integrations (advanced ERP is an add-on); specific list not confirmed by the vendor
- Reimbursements and payments
- Employee reimbursements included; FX payments to 150 countries claimed
- Travel and mileage tracking
- Business travel booking module
Payhawk pricing
| Plan | Price | Unit | Notes |
|---|---|---|---|
| Travel | $299 | per month | Starting at; payhawk.com/en-us/pricing |
| Cards & Expenses | $449 | per month | Starting at |
| Accounts Payable | $349 | per month | Starting at |
| Procurement | $499 | per month | Starting at |
| Payhawk Complete | Contact sales | Bundle of modules; request demo | |
| Growth | GBP 149 | per month | UK/EEA, 1 entity, under 20 employees; 10 cards, 10 seats, 15 invoices and 15 reimbursements per month; 7-day trial for eligible customers |
| Modules (Cards & Expenses, Travel, Bill Pay, Procurement) | Contact sales | per card, reimbursement, PO, invoice | Unit prices not published |
Growth excludes the add-on library. USD module prices from payhawk.com/en-us/pricing; the GBP Growth plan is shown on the UK page only. No per-seat price published.
Prices as published by Payhawk on the date above. Quotes for larger teams often differ, which is what a request on SaaSBid surfaces.
Integrations, security and hosting
- Data residency
- Region not published; runs on AWS and Google Cloud, contact security@payhawk.com
Worth knowing before you buy
- Only the Growth plan has a public price; every module beyond it is quoted per unit
- Growth is capped at 10 cards, 10 seats (8 employee, 2 admin) and 15 invoices/reimbursements a month
- Growth price shown with a 24-month commitment
- Credit line is backed by J.P. Morgan and is a paid add-on
- SSO/SAML listed as always included
